Five Ways to Get your Car Stolen

Five sure-fire ways to get your car stolen

Most people would say their car is one of the most valuable assets they own — if not the most valuable. Despite that, however, some people make it downright easy for thieves to drive off in their pride and joy.

At Jason Wright Insurance, we don’t want you walking out your door to an empty driveway or leaving Eastland Mall only to find some broken glass left behind in your parking space. So take care to avoid these five mistakes.

  1. Leave your car running … and unattended. We know it can be chilly in the mornings, and who wants to wait in a cold car while it warms up? Well, a thief certainly won’t mind the chill — as he’s driving away in your car while you’re finishing that cup of coffee in your kitchen. If your car is running, you should be in it. Period. Even if you’re just running over to the ATM to get some cash or dropping off some mail.
  2. Keep a spare set of keys inside the car. Law enforcement agencies say this is a great way to turn a car prowler into a car thief. They’re already breaking into your car to get a phone, or a laptop, etc. What do you think they’re going to do when they find a set of keys? They’re not going to drop them off on your porch with a nice note, that’s for sure.
  3. Put valuables in plain sight. Seems simple, but we’ve all made this mistake. You’ll just be in the store for a second, after all, so who cares if you leave your smartphone on the front seat? Or items from your other errands in the back seat? Be smart — if you have to leave items in your car, put them in the trunk, or at least hide them as best you can. And do it before you get to your next destination.
  4. Leave your car unsecured. The best thieves can work wonders with a window that’s left open even just a crack. And even the worst thieves can steal a car that’s been left unlocked, with no alarm set.
  5. Assume nobody would want to steal your car. Think your car is too old or too undesirable for a thief to bother? Scrap metal is worth money, so never assume that your car is safe — even if you think it’s just a “junker.”

Keeping thieves away helps to keep everyone’s insurance costs down, so avoiding these mistakes not only will save you hassle, it will save you money as well. So stay safe, not only on the roads, but in the parking lots as well!

Contact Us!

At Jason Wright Insurance, we can work with you to make sure you’ve got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 812-402-9008 or send us a note at jason@jasonwrightinsurance.com. We want to help you meet your goals, and make sure what’s important to you is protected!

Content provided by Safeco Insurance

Hiring a Home Security Company

Five tips for hiring a home security company

Advertisements for home-security companies are all over the place — TV, newspapers, radio, online. But with so many companies out there, how do you know which one is right for you? And how do you know they’ll keep your home safe?

At Jason Wright Insurance, we think that purchasing a home monitoring system can help give you peace of mind when you’re at home or away. Of course, there are a number of precautions you can take yourself to increase safety and make your home uninviting to burglars. But if you’re considering hiring a company, here are some tips, including guidance from the Electronic Security Association (ESA), a nonprofit trade association for the industry.

1. Get advice. You wouldn’t buy a car without asking your family, friends or neighbors for input. So why would you shop for a security system without their help? You also can look to the Better Business Bureau or online for reviews of the companies you’re considering — but keep in mind that you’ll want to check several different sites to make sure you’re getting a fair cross-section. Some reviews could be fake, especially if they’re overwhelmingly positive or negative.
2. Check credentials. The ESA has a certification program through its National Training School, which provides extensive training in electronic security. In addition, ESA member companies must adhere to a code of ethics and standards of conduct.
3. Ask about licensing. Some states require security system installers to be licensed, so ask companies if it’s a requirement in your state. If it is, the company should provide proof that its licenses are in good standing.
4. Meet with several companies. Narrow your search, and then speak with representatives of two or three companies. They should inspect your home (always ask for identification before letting them in) and provide recommendations. Be sure to get any quotes in writing.
5. Read your contract before signing! Don’t let a company representative pressure you into signing a contract you haven’t read or don’t understand. In fact, if you are receiving any pressure at all, proceed very cautiously with that particular company.

Having an alarm system can help you sleep easier at night — but only if you choose the system and company that’s right for you. So take your time, ask plenty of questions, and don’t be afraid to say no!

There could be a discount!
Getting a home security system could make you eligible for a discount on your insurance. Give us a call today at 812-402-9008 to find out how we can save you money.

Contact Us!

At Jason Wright Insurance, we can work with you to make sure you’ve got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 812-402-9008 or send us a note at jason@jasonwrightinsurance.com. We want to help you meet your goals, and make sure what’s important to you is protected!

Content provided by Safeco Insurance

Uninsured Motorist

Uninsured Motorist Levels Are on the Rise
There’s another unfortunate side of the economic downturn that impacts every driver on the road: The number of underinsured motorists is rising.

According to a recent study from Insurance Research Council, about one in six drivers across the United States may be driving uninsured. This means responsible drivers who purchase insurance may end up paying for injuries caused by uninsured drivers.

If you haven’t reviewed your liability coverage in the last two years, now is a good time to revisit your auto coverage to ensure you avoid extra costs after an accident. We’re happy to help – and we can often increase your coverages without a significant increase in premium.

Contact Us!

At Jason Wright Insurance, we can work with you to make sure you’ve got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 812-402-9008 or send us a note at jason@jasonwrightinsurance.com. We want to help you meet your goals, and make sure what’s important to you is protected!

Content provided by Safeco Insurance